Step 1:  Determine what you can afford to pay for a car.

You may be tempted to first find the vehicle you want and then figure out how to pay for it later. Any loan can have an affordable monthly payment if you extend the term long enough, but that can add significantly to the total cost of the car. Focus on the total amount financed rather than on the monthly payment alone.

Step 2:  Decide which vehicles you should consider.

New, used or certified pre-owned? Coupe or sedan? SUV or minivan? Figure out what vehicle types and models fit your price range and needs. The more you’re willing to consider, the wider the range of prices you’ll get and the better bargaining position you’ll be in when it comes time to buy.

Step 3:  Prepare to deal with automobile sellers.

If you’ve completed Steps 1 and 2, you’re more than halfway to a good deal. Now you’ll need some tips on how to narrow the selection of used cars and/or understand what happens at dealerships before you’re in one. The vehicle’s sale price – and not the monthly payment – is your key focus, but you’d best study up on trade-ins, financing and insurance (F&I), service contracts and all the other extras that dealers offer.

Step 4:  Find the right car for you and make a deal.

You should now be confident and prepared to use auto-car-dealer.com to find all the best vehicles for sale in your area and to arrange test drives of the most promising ones.

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