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Step 1: Determine what you can afford to pay
for a car.
You may be tempted to first find the vehicle you want and then figure out how to
pay for it later. Any loan can have an affordable monthly payment if you extend
the term long enough, but that can add significantly to the total cost of the
car. Focus on the total amount financed rather than on the monthly payment
alone.
Step 2: Decide which vehicles you should
consider.
New, used or certified pre-owned? Coupe or sedan? SUV or minivan? Figure out
what vehicle types and models fit your price range and needs. The more you’re
willing to consider, the wider the range of prices you’ll get and the better
bargaining position you’ll be in when it comes time to buy.
Step 3: Prepare to deal with automobile
sellers.
If you’ve completed Steps 1 and 2, you’re more than halfway to a good deal. Now
you’ll need some tips on how to narrow the selection of used cars and/or
understand what happens at dealerships before you’re in one. The vehicle’s sale
price – and not the monthly payment – is your key focus, but you’d best study up
on trade-ins, financing and insurance (F&I), service contracts and all the other
extras that dealers offer.
Step 4: Find the right car for you and make
a deal.
You should now be confident and prepared to use auto-car-dealer.com to
find all the best vehicles for sale in your area and to arrange test drives of
the most promising ones.
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